It’s a typical part of the auto insurance discussion. “Do you want to participate in a telematics program?” While many people want to take advantage of the savings associated with a program like this, others are apprehensive about a driving…
Short-term rentals like Airbnb and Vrbo are disrupting the hospitality industry and thousands of people are giving it a try to make some extra bucks. Are you next? Home Sharing Insurance is something to consider if you are. Does My…
Giving back is a pillar of our agency’s culture. That’s why our Referral Program includes community giving: Cincinnatus Gives Back! We’ve also added some fun for our clients. Every time a client sends us a referral, they’re entered in a…
An auto insurance endorsement is an addition to your policy that modifies your coverage for your needs. Auto insurance policies have coverages such as comprehensive, collision, and uninsured/underinsured motorist coverage. But did you know insurance companies also offer endorsements so…
Imagine this: Your house just took some damage from a recent windstorm. The roof is mostly intact, but a section of shingles are missing. You need to file a claim, but the entire roof doesn’t need replaced. What now? You…
When a claims situation strikes, insureds are seeing longer repair times for their vehicles. Now is the time to rethink rental reimbursement in 2022. As labor shortages and supply chain issues negatively impact the auto industry, are you getting the…
Once you have settled in with a new insurance carrier, it’s easy to take a “fix it and forget it” approach to maintaining your policies. That can lead to trouble. Here are a few things you need to keep in…
Life Insurance: it doesn’t bring the warm and fuzzy feelings, does it? After all, it requires us to think about death, and not many people want to confront their own mortality. September is Life Insurance Awareness Month, and there are…
Pop quiz: Which affects the cost of your insurance policy: your home’s market value or replacement cost? The answer: replacement cost. What Is Replacement Cost? People think that home insurance should match their loan amount or what the real estate…
Summer is here, and while you may be ready for vacation, we want you to stay protected. Here are 5 areas to give extra consideration as the temperature climbs: Grilling Out Before your next grill out, have you checked to…
