Insurance in 2026 looks different from the decade before: premiums are shifting, tech is changing how you pay and file claims, climate risk is forcing coverage gaps in some regions, and insurers are leaning into AI and telematics. Below are…
Many historic Cincinnati homes are charming, historic, and full of character—but they also come with quirks. While creaky floors and vintage wallpaper add charm, outdated plumbing or wiring can make insurance carriers a little nervous. Therefore, understanding how your home’s…
When you think about home insurance, you probably imagine disasters like fires, floods, or wind damage. But there’s another kind of protection you might not know about — and no, it’s not bubble wrap. It’s called Home Systems Protection Coverage,…
When water damages your home, knowing the source of the water can make all the difference in insurance coverage. Homeowners often assume all water damage is treated the same—but insurance carriers see it very differently. Two common causes of water…
Earthquakes can strike without warning, leaving behind devastating damage that a standard home insurance policy will not cover. However, many homeowners assume their policy includes earthquake protection. This is not always the case- this crucial coverage often requires a separate…
Severe weather is unpredictable, especially in Southwest Ohio. One major storm can damage your home, property, and peace of mind. Protecting your home from severe weather means preparation is key—and insurance matters. Why Severe Weather Protection Is Essential Hurricanes, tornadoes,…
Homeowners are seeing the roof deductibles rise on their home insurance policies, and it’s making an impact. Many of our clients have asked why this is happening and how it affects their insurance. Understanding the factors behind increasing roof deductibles…
An insurance customer service representative (CSR) plays a vital role in an insurance agency. They specialize in maintaining positive relationships with clients while ensuring that their insurance needs are met. Some of the main duties include: Key Skills Required for…
When it comes to securing insurance for your home, car, or business, choosing the right agency is a crucial decision. There are many options out there, but working with an independent insurance agency offers a unique set of benefits. Why…
When it comes to home insurance, your standard policy may not always cover everything you want to protect. This is where home insurance endorsements come in. Endorsements are modifications that can be added to your policy to extend or change…
