Why You Should Care About Life Insurance

Life Insurance: it doesn’t bring the warm and fuzzy feelings, does it? After all, it requires us to think about death, and not many people want to confront their own mortality. September is Life Insurance Awareness Month, and there are plenty of reasons why you should care about this important coverage.

What is Life Insurance, Anyway?

With 46% of Americans either underinsured or uninsured, it’s likely you also have this question. Life insurance gives you and your loved ones peace of mind by providing financial protection for the life you’re building, and the people in it. Most people know it provides money to your loved ones when you die, but depending on the type of policy you get there may be other benefits to enjoy.

It’s Not About the Dead, It’s About the Living

Does anyone in your life depend on your income? If so, they may struggle if you were to pass away. Money from life insurance could be used to cover living expenses, mortgage or rent payments, any outstanding loans, and other essential expenses. If you’re looking for the best way to leave your loved ones in a good financial place upon your death, then life insurance is something you should consider.

If You’re a Millennial, It’s a Great Time to Buy

A healthy millennial is most likely considered a preferred risk for an insurer. Therefore, the lower the risk, the more affordable the policy. A Millennial or Gen Zer should absolutely care about life insurance. After all, they’re building their wealth, forming a family, and gaining assets.

What To Do Now

It’s a no-brainer! Cincinnatus Insurance has access to a wide range of life insurance companies so we can survey the marketplace based on your individual rating criteria, and find the best possible life insurance policy at the best price.

To get started on your quote, call our office or click over to our quotes page.

Either way we’ll make the process simple!