Summer Insurance Tips

Summer is here, and while you may be ready for vacation, we want you to stay protected. Here are 5 areas to give extra consideration as the temperature climbs:

Grilling Out

Before your next grill out, have you checked to see if there’s a fire extinguisher nearby? Grill fires cause millions of dollars in damage annually, so it’s important to check. Never use your grill in an enclosed area or near other flammable material. Lastly, don’t forget regular maintenance and proper storage of your grill to keep it running smoothly all summer!

Hitting the Road

Summer is the perfect time for a road trip, so check and see if your auto insurance policy includes Roadside Assistance. Not all basic auto policies cover towing in the event of an accident, and policies that do may have limits on how far they will tow you. Also, while teens get the bad reputation for distracted driving, we know this is a problem for everyone. Keep your eyes on the road and leave the karaoke solos to the passengers!

Mildew and Mold

HVAC and plumbing systems are prone to leaking after seasonal changes, so check for any leaks. Cincinnatus Insurance works with a fantastic group of referral partners that can come out to inspect any systems that may need maintenance. Easy tips for stopping mold and mildew? Change your air filters regularly, adjust your water heater when you leave your home for vacation, and make sure the kiddos are turning off the faucets completely. Consider using air dehumidifiers, fans, and air conditioners to remove any excess moisture from the air.

Home Burglaries

If you’re leaving the house for a getaway, let your neighbors know and ask them to pick up any packages or mail. This will prevent any porch pirates from stealing your latest Amazon order. Consider purchasing a home security system- they are easy to install and you can get them from your local home improvement store. Best of all, most of these systems allow you to monitor your home from your smartphone.

Back-Up of Sewers or Drains Coverage

With the kids home all summer, that means more sleepovers and more people in the house. Sewer lines can potentially get clogged up over time, so check with your Cincinnatus Advisor to see if you can add this coverage to your home policy- most insurance carriers don’t cover clogs like this in a basic homeowners insurance policy.

With these tips in mind, now it’s time to get out there and have some fun in the sun!