Preparing For a Tornado

In Cincinnati we know the “Tornado” and it makes us quite nervous.

Tornadoes can happen anytime, anywhere—often striking with little or no warning. Knowing the signs of an impending tornado and being prepared is a critical prerequisite for saving lives and preventing harm. Here’s how to get started with tornado safety.

Create a Written Plan so your Family is Safe:

First, creating a simple tornado plan. Write it down and then discuss it with family members. In your plan, be sure to address the following key elements:


Designate the safest place to meet in your home or facility when a tornado warning is issued. A basement or tornado shelter, if available, is always best option. If one is not available or accessible, choose a windowless interior room or hallway on the lowest level of the structure. Be sure to document and discuss the quickest, safest paths to your shelter spot in your plan.


Create a disaster survival kit that includes tornado-specific safety supplies you may need, including a whistle to signal for help if trapped under debris; flashlights; extra batteries; and a portable weather radio. Keep the kit and supplies in or on the way to your designated shelter area in a well-marked location. Be sure to designate an individual responsible for keeping the survival kit stocked who will also be responsible for grabbing the kit on the way to the shelter location in an emergency.


Next, plan to keep in touch with family members who may not be at home or work when a tornado strikes. For instance, ask an out-of-state relative or friend to serve as a family contact. Make sure all family members and care providers (teachers, day care, etc.) have the emergency contact information.
At the very least, everyone should know the proper method to crouch and cover their head until the threat of a tornado passes. If possible, stock your shelter area with large, sturdy objects to crouch underneath for extra protection. For example, mattresses or sleeping bags for cover are a good idea as well.

Practice the Plan

Set a specific time each year to conduct a tornado drill to help get your family in the habit of preparation. On this designated drill day, do the following:

  1. Pretend as if a tornado has been sighted or a warning issued. Use the available, designated means to alert participants of the test, notifying them to make their way to the designated shelter area.
  2. If it is part of your plan, the appointed family or team member should pick up the disaster survival kit on his or her way to the shelter area.
  3. Once everyone is gathered in the shelter area, practice any safety measures that are part of your plan—including properly crouching down as low as possible, facing the floor and covering heads with hands.

After the Tornado Drill, Are you Prepared?

Evaluate how well the drill went, updating your plan as necessary based on the answers to the following questions:

  1. How quickly was everyone able to get to the shelter area? Could quicker escape paths be used?
  2. Assess the condition of the shelter area. Was it too cluttered or disorganized for all the participants to assume the proper safety positions? Will additional shelter areas be required?
  3. Did the notification process run smoothly? If not, how can it be improved?
  4. Was the disaster survival kit adequately stocked and available at the shelter area in a timely manner?

Tornado Insurance: Call the Professionals

When you work with the insurance professionals at Cincinnatus Insurance, we will make certain you have adequate home insurance coverage to replace or rebuild the damaged property. One stress – gone! Take time this spring and summer to help protect your family members. Create a written plan for tornado warnings and then practice it. Above all, we hope you feel prepared for severe weather after reading out tips! If you need further guidance, contact your advisor! Thank you for trusting Cincinnatus all these years.

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